For Employers
Flexible plans for every size and type of company
Every HealthPlus plan assures high quality care, backed by our
demanding standards for personal service and professional integrity.
HealthPlus offers flexible plan designs that deliver quality
care for your members and outstanding value for you. HealthPlus
partners with primary care physicians and members to ensure
that the right care is provided at the right time, for the right
cost. You benefit from quality care management for your employees
and from our flexible managed care plan designs, which can include
cost-sharing options to reduce your premiums. Here is a brief
overview of the plan types available:
HealthPlus HMO
HealthPlus HMO offers comprehensive health coverage for you
and your employees at a fixed monthly premium, while minimizing
out-of-pocket expenses. Members can choose their own Primary
Care Physician, who coordinates all of the member’s
care, from among the HealthPlus network of more than 1,000
medical providers. Covered preventative services include check-ups,
immunizations, mammograms, cholesterol screenings, worldwide
coverage for emergencies and flexible benefit plan design
to meet your financial needs.
HealthPlus POS
HealthPlus POS is a Point-of-Service plan that gives members
the flexibility to combine managed care and traditional health
plans into one plan option, with the freedom to choose any
doctor, specialist, hospital or medical facility they wish.
Your members can choose to receive care through a HealthPlus
in-network Primary Care Physician to get maximum coverage
at minimum out-of-pocket cost, or choose to use a non-network
doctor or hospital at a higher out-of-pocket expense. Our
POS program can be designed by you in multiple tiers.
Each time a member seeks health care service, they can choose
between
- Going to their PCP who coordinates all of the member’s
care - If a member uses the PCP to coordinate and direct their
care, the member will receive the highest level of benefits.
- Going to a provider of their choice (in or out of the HealthPlus
network) – visiting an out-of-network PCP will result
in a higher out-of-pocket cost.
HealthPlus Options
For many companies, self-funding health care benefits provides
the advantages of maximization of cash flow, lower costs,
and benefit customizability without reduction of the level
of benefits their members receive.
As a licensed third-party administrator, and a wholly-owned
subsidiary of HealthPlus of Michigan, HealthPlus Options lets
you offer a more aggressively managed care program that puts
the design of your health benefit program into your own hands.
This flexibility allows you to implement an HMO or POS program.
As a self-funded program, it eliminates insurance company premiums
and gives you additional control of your cash flow. Our knowledgeable representatives will work closely with you to assist you in determining whether a self-funding option would be best for you.
HealthPlus AdvantagePlans
HealthPlus introduces it’s new deductible health plans, the AdvantagePlans. These plans offer a wide range of benefit levels at lower costs for employers without sacrificing the quality and value that HealthPlus customers have come to expect. The AdvantagePlans, like the rest of products, encourage and provide preventive health care services and include programs to keep your employees healthy such as health risk appraisals, tobacco cessation and weight reduction. HealthPlus AdvantagePlans are available for employer groups with 2 or more employees.
Click here for HealthPlus AdvantagePlans Benefits-at-a-Glance
Click Here More Benefits-at-a-Glance for Small Employer Groups (2-99 employees)
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